What Does It Mean to Refinance a House - The process of refinancing a house is a great way to get more money out of your home. In fact, about 50% of homeowners refinance their houses to remove excess cash and reinvest it in another property or send it to college. Other homeowners refinance to change the term of their mortgage, ranging from 30 years to 15 years. This move helps you make your budget work better, and you can pay off your loan quicker.

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